If you are going riding and thee is a lot of snow then it is always handy to make sure you have some snow chains, and some that fit your tires at that. A guy I know took his wife riding yesterday and took the chains from her car to use. Since she has 15" tires and his are 20" they were too small so they ended up stuck in snow.
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We live back a long county road that ends at our driveway. Between our property and the main road is a long and winding hill. We bought chains last winter because we couldn't get out when it snowed. They worked great, but the main road was cleared. We had to take them off before we got on the main road and put them back on when we came back home. What a pain.
On the highways here it is mandatory to have chains with you in the winter and mandatory to use them when signage tells you to, or the snow level warrants it.
It is also mandatory to run actual snow-rated tires here in the winter months even if it has not snowed. The cops can pull you off the road and fine you if you do not have snow-rated tires. All terrains won't cut it either.
I have chains for my Jeep as I do spend time in the mountains all year. I agree they can be a pain to use, but well worth the investment - especially in hilly areas or if you plan on going off-highway in the snow. I also carry a shovel and winter survival gear.
We use chains on the 4-wheelers and the tractors but not on the vehicles. On the vehicles when it's pretty snowy out we use tires with studs in them. They grip the ground.
SnowChains :) 
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